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I'm 42 w/ 1 Kid and stress incontinence. Does any insurance cover these services?

Insurance won't cover ThermiVa, and that's not just a reimbursement technicality. ThermiVa uses radiofrequency energy to heat vaginal tissue, and while patients often report subjective improvement in comfort or laxity, the FDA has specifically warned device makers against marketing these treatments for stress incontinence, since there isn't solid clinical evidence it treats the actual mechanism behind leakage, which is usually weakened pelvic floor support or urethral sphincter function. Because it's classified as an energy-based wellness treatment rather than a medically necessary procedure, insurers treat it like other elective services and decline coverage.

For true stress incontinence at 42 with one child, a urogynecologist can evaluate pelvic floor strength and discuss options with actual data behind them, ranging from pelvic floor physical therapy to surgical slings, some of which insurance does cover when medical necessity is documented. Worth getting that evaluation before investing in ThermiVa specifically for incontinence.

Clinical Context

Stress incontinence happens when the urethra loses support or its closing muscle weakens, often after childbirth. Surgical slings restore that support mechanically, while pelvic floor therapy strengthens the muscles around it. Devices that heat vaginal tissue can make it feel tighter, but tightening skin isn't the same as restoring urethral support, so symptom relief doesn't always mean the underlying problem is fixed.

Answered By

Dr. Steven Williams

President Emeritus of ASPS

Dr. Steven Williams is a board-certified plastic and reconstructive surgeon, a diplomate of the American Board of Plastic Surgery, the Past President of the prestigious American Society of Plastic Surgeons, and a charitable person who dedicates his life to those in need of his unique expertise.

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